Sun Mortgage originates loans in New York, New Jersey & Connecticut. We offer financing for 1-4 family homes, condominiums and co-ops for primary & secondary residences as well as offering financing for investment properties. Loan types include fixed and adjustable rate mortgages (ARM’s) with excellent competitive rate offerings. ARM’s include 15-1, 10-1, 5-1 3-1 & 1-year options where the loan is initially fixed for the first 15, 10, 7, 5 or 3 years before becoming a 1 year adjustable rate loan. We utilize conforming Fannie Mae & Freddie Mac loans as well as FHA and VA programs. Down payment options are as low as 0% for VA loans, 3% for first time homebuyer programs through Fannie Mae & Freddie Mac and 3.5% through the FHA. Ask us about Lender Paid Mortgage Insurance (LPMI) which eliminates the monthly mortgage insurance premium from conforming loans saving borrowers thousands over the life of their loan. Also ask about our Equity Boost program which provides 2% of your down payment up to $5,000 to further reduce the funds necessary to purchase.
Sun Mortgage is a high service business that believes a thrilled customer is more valuable as referral source, so we do all that we can to make the process fast and easy. We utilize technology to streamline & speed up the process of closing. We truly want to match the best loan program for your needs.
Don Rizzo is the President of Sun Mortgage which he founded in late 1996. He’s been in the business since 1987 shortly after graduating SUNY Oswego with an Applied Mathematical Economics degree. He’s been a blood and platelet donor since 1995 and has donated over 13 gallons of blood products in his lifetime and is a member of the 10 Gallon Club of the NY Blood Center. He has been on the board of directors for the Peekskill Rotary Club in Westchester County NY for many years and will be President during the club’s 100th year in 2019. He has also served on the Foundation Board for the Hudson Valley Community Hospital
Sun Mortgage Company, Inc. 2 Robbie Rd. Cortlandt Manor, NY is a mortgage broker only, not a mortgage lender or mortgage correspondent lender. Sun Mortgage Company arranges mortgage loans through third party providers and is licensed by the following agencies: New York State Department of Financial Services, New Jersey Department of Banking and Finance, and the Connecticut Department of Banking. NMLS ID# 84535
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