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Dec 01
What Are The Components of an Estate Plan?

What is an Estate Plan? The dictionary definition of an estate plan is “the arranging for the disposition and management of one’s estate at death through the use of wills, trusts, insurance policies, and other devices.” All adults should have a plan for their estates, and as we age the importance of estate planning increases. […]

Dec 12
Inflation Reduction Act. What you need to know.

The new Inflation Reduction Act that passed in congress this year has a surprising amount of tax implications for both individuals and small businesses.  Many of the provisions are extensions of the tax laws that were already in effect but were expiring, such as the Affordable Care Act health insurance premium credits, which were extended […]

Nov 13
Giving Thanks

We are entering the season of gratitude and giving, and with that comes family gatherings … And with family gatherings can come stress and anxiety! Have you ever noticed that regardless of all the inner work you’ve done on yourself and the personal growth you have experienced, when you get together with your family of origin […]

Aug 04
Credit Reports and What You Need to Know

Credit reports are a history of how a person manages their credit. They are used by creditors considering loaning you money to evaluate the likelihood you will pay them back. There are three main credit bureaus: Equifax, Trans Union, and Experian. The information in your credit report includes your name, current and previous addresses, current […]

Jun 29
4th of July Fireworks in the Lower Hudson Valley

We’ve compiled a list of some Independence Day Celebrations in our area.  Please check to make make sure that the weather has not moved or canceled the event.   JULY 1: Clarkstown (West Nyack): Felix Festa Middle School, July 1 at 6:30 p.m. includes activities for kids and live music. Newburgh: Cronomer Hill Park, July 1 at dusk. […]

May 20
Spring Specials! Focus on Organic Hair Treatments for Earth Day!

Every day should be EARTH DAY but it officially arrives today and here at Libellula, we are thinking organics. Warmer Days are here (well, a few at least!) and plenty of rain for those May flowers. I hope you and your family and friends enjoyed the holidays and have some Earth Day activities planned. Now […]